Loan Terms

  • 1st Trust Deed lending only
  • Credit used only to utilize a rate reduction
  • Interest Only Loans
  • Minimum Loan Amount = $30,000
  • 3 to 24 Month Terms
  • 3-8 year fix rate on buy and hold properties
  • ​Tier Level lending - rates based on experience, credit, LTV, ARV
  • No Pre-Payment Penalty on fix and flip loans
  • Verified Income Requirement: Down Payment, Construction/Rehab Costs, Closing Costs, and 3-6 Month Reserves
  • Cross-Collateralization Allowed


Property Requirements:

  • Non-Owner Occupancy only
  • Property Types: SFR, Duplexes, Triplexes, 4-plexes, Condos, Town homes, MFH's
  • Clear title required
  • 1 year hazard insurance premium paid at closing
  • 3rd party independent appraisals by approved national company (ordered internally)
  • "As-Is" values accepted only (no older than 120 days)
  • ​Lending parameters based on lender requirements - we shop your deal to get the best rates for you  
  • Cross-collateralization – LTV's remain the same when all properties are the same transaction type. Multiple transaction types require LTV's to be calculated separately for each property type.

​​Residential Property

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Nationwide Private Money Lender

Call  254-421-7208